Flexible Repayments
Explore illustrative monthly payments to help plan your purchase. Available Hartwell terms remain subject to confirmation.
Hartwell Living · Finance Options
Exceptional Comfort.
Flexible Ways to Pay.
Explore ways to plan for your new furniture, with personal guidance from Hartwell Living and illustrative information about Snap Finance.
Finance arrangements are awaiting confirmation. No Hartwell credit offer or application is currently available.
Thoughtful payment planning
Comfort, with Personal Guidance
A Secure Application Process
When available, applications will go directly through the approved finance partner. We never collect credit application details here.
Personal, Friendly Guidance
Our advisors can help with your furniture enquiry and explain where to find approved finance information.
Meet the lender
Snap Finance
Independent third-party credit provider
Snap Finance offers credit to eligible customers, subject to status, affordability assessments and the lender’s terms and conditions. Acceptance is not guaranteed. Hartwell’s specific merchant arrangements and required disclosures must be verified before any offer is activated.
Visit Snap FinanceA little forward planning
Explore an Illustrative Repayment
These development figures are not a Hartwell finance offer. The example price is not a quotation for any product; available rates, deposits and periods remain unconfirmed.
£500.00£15,000.00
£0£3,000.00
Illustration only · not an offer
Illustrative monthly repayment
£162.34
over 24 months
- Amount financed
- £3,000.00
- Total interest
- £896.06
- Credit repayments total
- £3,896.06
- Total payable including deposit
- £3,896.06
29.9% illustrative representative APR
26.47% fixed annual interest rate.
Calculated using the fixed annual rate divided by 12, with equal monthly repayments and no fees. Figures are rounded for display; actual payment schedules may differ.
Figures are illustrative only and do not constitute an offer of credit. Finance is subject to status, affordability and terms and conditions.
From your first conversation
How Does Finance Work?
A guide to the process once Hartwell finance arrangements are approved. Choosing furniture does not commit you to a credit application.
- 01
Choose Your Furniture
Explore rise and recline chairs, bespoke seating and adjustable beds, or book a personal home assessment.
- 02
Explore Your Options
Review the approved finance information, applicable costs and repayment options before deciding.
- 03
Apply Securely
Use the approved Snap application process when available. Status and affordability checks apply.
- 04
Enjoy Your Comfort
Once your order and finance are confirmed, our team will explain manufacturing and delivery.
Clear answers
Your Finance Questions
Comfort, made personal
Your Perfect Comfort Starts with a Conversation.
From beautifully tailored rise and recline chairs to adjustable beds, our friendly team is here to help you find the right solution and discuss your furniture enquiry.
Home assessments subject to availability and coverage.
Important finance information
Illustrative Information — Approval Pending
Figures are illustrative only and do not constitute an offer of credit. Finance is subject to status, affordability and terms and conditions.
Snap’s published representative example: £1,200 credit, £0 deposit, 24 monthly repayments of £65.28, total payable £1,566.72, 29.9% representative APR and 26.47% fixed annual interest. This is a lender-published example, not a Hartwell offer. It may differ from the simplified calculator because of the lender’s payment schedule and calculation method.
Snap Finance Ltd states that it is authorised and regulated by the Financial Conduct Authority, firm reference number 741813. This identifies the lender, not Hartwell Living. View the lender’s current example and disclosures.
Hartwell’s legal entity, credit-broker status, any required regulatory details, merchant terms, product eligibility and application link are awaiting verification. This section requires review against the merchant agreement and applicable UK financial promotion requirements before an offer is advertised.